that night I pray to God watch over me
cos I never write how I told you that
either hey guys welcome back to my
youtube channel let me get into the app
want to tell you about the experience
free credit report I know a lot of
people they use credit comma or credit
card my only give you 2 which is the
Equifax and TransUnion see with with
Experian they want to give you the
experience experience and also the the
FICO score as you can see right here
which is it's fair for me 6 631 what I
like about the experience I know you
guys been seeing a bunch of commercials
and stuff that you could boost your
credit score how you do that basically
you link your debit card to the
experience books they do have a way that
you do it already set minds up I can't
even I don't even remember how to do it
but I think you basically like scroll
down and click on account right here and
put in your your your bank information I
think it's your routing and your check
in your checking account number so
basically when you pay your utility or
telecom telecom it could be like your I
think like a phone bill who have that
though who have still have pay have
phone be like a home phone bill you
could it could be that or it could be
like a cable bill the utility is
basically like um electrical bill
electricity or I don't know if a gas is
also our utility is it I don't even know
I'm not sure on that but I know
for mines I have mines as the electrical
bill for the utility and as you see guys
down here say Comcast that's the my
cable my cable that I paid for my
checking account and also it don't let
you boost every month I think you have
to do like a good at least six months
payments then they then they give you
the option to click on boots and it will
boost it as you can see the last time
that I boosted mine was on April 11 2020
and he said Frank will score 8 so yeah
also if you want to get the full the
full dose of everything you also I think
you got to pay for it but I don't really
um recommend anybody pay for it when you
could also see your your TransUnion and
your let me hit unlock play um your
TransUnion and your y equal facts for
free on Credit Karma
so I only come over here for the for the
the Equifax they experience I mean I
only came over here for so so yeah when
you to give you guys a little rundown of
different things that's on here and
click I don't even know what I just
click let me go back okay so let me
click go on shut up whole credit report
or should I go we go on dashboard
okay dashboard is here ok so and click
full report when you click on full
report it takes you here it tells me how
much account I have open how much
account I have clothes total account 19
I have 0 inquiries I haven't signed up
for nothing that's probably why
it showed me the depths that I have
credit available 50% installment def
eight thousand nine hundred and
eighty-eight I think that's for my
vehicle credit three old tool and then
click on that okay here it shows you
shows me everything that I oh I think
this right here is a hospital bill 1032
I don't know why I said they'd open for
the six of 2020 but I think that's when
they purchased my old account that's
what basically happened when they
purchased my old account that I want and
hospital bills is just off the chain
this one is eight hundred and sixty-five
dollars this other collection right here
is two thousand six hundred and forty
eight dollars another collection to 249
I think one of these two I think is 249
it's from the progressive that are old
they're back in 2015
right that this was like a whole
misunderstanding but I guess I paid it
whenever I get my money to do it right
and I got better things to do this right
here 195 I think this was a hospital
bill as well the bridge crest
I'm already I'm still paying on it this
is my arm my payment for my vehicle my
vehicle payments so I'm paying on that
every month so I'm not worrying about
that almost finished with it just five
eight thousand and change Westlake
financial that's close some that we've
have to worry about this that as you can
see down here it said telecom self
report so this is how it shows up when
you boost your credit score from what
you paid for for every six months so the
telecom
is I think it's the car yeah it's the
Comcast which is the cable bill and the
utility down here which is the flower of
Florida Florida power light the
electrical bill so as I said that's how
you use the experienced it couldn't
basically connect with your account and
they see that every time when you make a
payment like every time when you
basically pay pay every every month
basically and I think it's six months
they give you a chance for you to to
boat to boost your experience score
every six months when you pay on time so
I have the cable bill and I have the
electricity bill down here down here
this is these are close it's still open
but it was something going on with my
account so that I closed it but I still
have the account though for the applied
bank that's my credit card that I have
all these other ones it's closed now I
may see serious that I had in the past
yeah I had those in the past auto from
his clothes already paid all of them off
and I'd had to do it because that o8
crash was on a different level guys but
this is the rundown I want to give you
an as I said if you want to get the
Equifax on here you have to pay for it
or if you want to transfer and you don't
have to pay for it I don't I think it's
a waste to do it because you could have
to you could have all you go have your
credit , and just have your Experian for
free which is why pay for I pay to check
your credit when you could get
everything free you just use two
different apps unless you have the money
to do it and pay every Monday it's up to
you that's for me I already go out go
out to cheap the cheaper way they have a
little option right here a new card game
prove your credit I won't even waste my
time on
I'll stick with one credit card I'm good
there's no point of putting yourself in
no depth
put yourself in no situation here you
also show me the same of overall balance
for that fourteen thousand four hundred
and twenty three dollars ten cards the
two installments so well that's about it
guys and as you can see up here on the
right side where the bell is located
that's when they send you a message if
your score increase or decrease or if
you could boost if you could also boost
your credit score but they usually send
you send your message and the message
will be in that bell it'll be like one
or two your they'll send you a message
they click on there and they let you
basically tell you whatever if you need
to boost your score you can do it if you
score drop if you increase they let you
know guys well that's all I want to
share with you guys hope you guys
enjoyed this quick little video hope I
didn't take too long cuz I hate to bore
all my fans but I love you guys so I
hope you didn't for you guys and this is
the free Experion Experion free credit
report that you could check any time
once you sign up well thank you guys for
watching please like and subscribe peace
and I'm out bye bye
you