because I look really sophisticated do I
up in the club we just broke up I'm
doing my own little thing because if you
liked it you should have put a ring on
it if you liked it then you should have
put a ring on it don't be mad once you
see that he want it if you liked it then
you should have put a ring on it
all right engagement ring shopping is
here cuz if you like it then you should
put a ring on it right thanks to the
philosopher Beyonce for those words now
if you are a girl watching this and
you're dating you may want to send this
video on until your boyfriend
or if you're a guy watching I applaud
you that you're watching ritual cruise
comm videos that's pretty fun so that
you're possibly buying a ring because
the holidays are coming up and a lot of
people propose because families are
together you know during all this time
of this time of the year so some
suggestions some helpful tips as you're
out buying engagement rings number one
have a budget yes listen when you walk
in you're gonna see all these beautiful
rings you're gonna think of your
beautiful girlfriend's face and you're
like she deserves everything in here
she may but she really doesn't because
you need a budget okay so I say spend no
more than two to three months of your
income no more than two to three months
of your income so figure what that is
and that is your budget now she may have
a family heirloom there may be something
passed down that you can add to that and
that's wonderful but do not spend more
than two to three months of your income
number to pay with cash pay with cash do
not charge this on a credit card or take
out a loan don't do that because you're
me paying for months and months and
months and months and the pretty
sparkling us of your love starts to fade
as you have to pay payments on the ring
so remember no more than two to three
months of your income save that up pay
with cash and you get a better deal and
you flash uncle Benjamin's around in
someone's face they're more likely to
give you a better deal than if you're
just gonna swipe a card so cash cash
cash number three know your stuff guys
as you go and educate yourself I mean
this could be just spending a few
minutes on Google even you know there's
the four C's cut clarity carat color
know what that is educate yourself
because you could go to like Joe Schmo
when you go in and he's like looking and
he's telling you and you have no clue
what you're doing so so read up a little
bit on this you're not gonna be a
gemologist or something by the end
that's right gemologist it's a real
thing google it but at least you know
what you're talking about and so part of
educating yourself too is realizing
where you're gonna get the best deal and
I'm gonna just be blunt and say if you
know the theme song of the drawers store
that you're going to in the mall you're
probably not gonna get the best deal
these like mass-market stores you know
they don't give you great deals because
they're owned by corporate headquarters
in another state go to a local jeweler
you know even a diamond broker someone
that buys diamonds I mean they can
design a ring for you or a local jewelry
store in your town that's where you're
gonna get the best deals and lastly
expectations now some of you are gonna
pop the question she's gonna have no
idea cuz you've been dating for 60 days
and all of a sudden you're engaged and
it's like this crazy will run you know
people have that story but I would say
if you are you know serious and you're
talking about money and you're having
conversations around the idea of
marriage I would be good to kind of talk
through the expectations of the ring and
just to say hey you know this is kind of
what I'm thinking for my budget she may
even want to come along with you to pick
out her ring who knows who knows what
the process is gonna be for you guys but
set some clear expectations with her on
the front end because guys this diamonds
that you're gonna buy may magnify who
she really is so what happens is you
talking to her like you know sweetie
this is what I'm gonna spend on the ring
and if she gets all like crazy on you
and she say I just need a bigger ring
please this is unbelievable
pink girls crazy girls are crazy so she
gets into like this bratty crazy diva
mode flashy lights you know flashing
lights gosh and gosh and caution cuz
this is a good caring indicator for
character of realizing that she values
things like really deeply that don't
matter so have so that may be kind of a
moment of like oh wow
I'm gonna live with this girl for the
rest of my life maybe we have some other
discussions to be had besides an
engagement ring so all of these things
together having your budget no more than
two to three months of your income pay
with cash know your stuff know what
you're getting yourself into and part of
that is knowing where to buy the
diamonds buy the ring and talk about
expectations so you guys are kind of on
the same page when it comes to this but
it's a really exciting time I will never
forget the night whence to proposed it's
a memory that you're going to have for
the rest of your life and it's a beauty
things so if you're doing it around
Christmas and all that really excited
for you guys
lovebirds love is in the air Oh have fun
shopping get a good deal tell them
Rachel Cree sent you now if you want a
fun beautiful romantic place to propose
to your girlfriend
you can do it in the movie theater well
Dave Ramsey and I are on the big screen
in front of you that's right the fathom
events that I told you about a few weeks
ago it is happening a week from today so
you can buy tickets and get all
information you need to know on the
description below there's a link click
on it and check it out
you