How to sell retail credit cards to customers
5 HACKS ON SELLING RETAIL CREDIT CARDS: PART 1
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do you have a retail job and it's your
job to sell retail credit cards do you
have a boss who seems to look at you as
only a number every time they pass
behind run and do you dread every end of
the month when you are giving your
selling status your your your number of
cards sold for the month how do you feel
do you feel dreadful hey I got your back
I'm making about you with guys with the
best tips and strategies and hacks of
how to turn your life around
and how to sell retail retail or credit
cards I can't talk anyway so first off
let's go ahead make you like subscribe
and share this video which other retail
homies I know I have a lot of retail
homeys out there shout out what's up my
alley cat ran on both of all the other
homies from day to wax
hi I'm doing also stay tuned because
there is a surprise at the very end so
make sure you watch this video all the
way through so this video is about 5
tips 5 hacks of how to sell retail
credit cards so I just received a
comment on one of my very popular videos
it's on selling retail credit cards but
it's like a skit and so I just received
this comment from this user saying OLM
oh I thought this was an actual like tip
to me you don't know how to like sell
the credit cards because it's cool to it
yes yeah this was up and I was like you
know what honestly in all seriousness I
could probably learn a lot with some
tips I just previously got out of retail
thank God every person should go through
retail and being a waitress because that
really just shows do the other side of
the business that's there it really
makes you a better person I would say so
it really made me a better person retail
but it'd be too much sometimes and
sometimes they selling retail credit
card as it can be way too much and very
very draining as well too so I feel like
I've had enough experience to go ahead
and hit some these philosophy back so
let's just have read in this video I
hate long intro so we just gonna get a
crack it okay so tip number one for
selling retail credit cards make sure
you are right in there with enthusiasm
so rather if you're a cashier at
register or if you're at a specific
place for credit cards and your story or
whatever make sure that as soon as you
see that customer sooner so you start to
engage with them it's just energy and
enthusiasm right off the bat bet
so usually I usually give you more like
my smile and like my my tone of voice my
enthusiasm but I mean everybody's like
this some people are just more like it
I'll shake for just even more Shire
unless long as you kind of projected and
have confidence and what you're saying
and what you're trying to actually
promote we don't have to be all like hey
I'm funny and awesome like me
um but yeah doesn't make sure that
you're selling it from the very point
that you're actually speaking with your
customer because nobody wants to be
persuaded to getting a credit card by
you and this whole time you've been here
yeah I'm gonna get a credit card you're
gonna say X amount of money whatever and
then they're like oh yeah and then all
the time you're like what really you
said yes I'm fine let's go ahead and
sign you up now
woohoo and be like what's wrong with you
like working out of us I might be like
yeah you don't want to do that so it
just seems like here only about like
numbers and then like the signing up and
then that's kind of anyway can ruin
somebody's experience like oh wow like
it seems like people here they just want
you don't just sign up for things they
just want the numbers and it's not
really about my shopping experience
being positive and benefiting me as well
too so that's a very very important you
know one also number one starts to go
into number two which number two is to
make sure to keep yourself authentic
sometimes people couldn't sound like
legit robots when trying to sell a card
like because this is this this and that
we want to sign up no that's not gonna
work for you me I mean you can using my
personality this is just this but my
thing is coming off as real like hey we
can get this cup of this benefit with
this car you know I can use it this
place and space in this place and then
you know save some money while you're
going along that kind of thing it's all
about really relatability and then
wording as well suit you kind of keep it
yeah you just can't keep it going
basically see I just seem like you're
really down to earth like you're really
just having a casual conversation with
them and not just sitting there like
bringing up gonna take them out of the
real room oh I'm in like a retail store
they want me to
just have a legit real conversation like
you're talking about anything basically
so that's another big important part of
giving getting them more comfortable
into kind of this releasing and letting
loose from being uptight from oh they
won't make it a credit card you know
it's kind of talked them into it kind of
be kind of just be honest just be
authentic
don't be tip number three make sure of
course you gonna wonder this off the bat
is to keep hitting them with benefits so
if you're seeing that they're kind of
like oh I don't know they're on the edge
you can fifty percent not having fifty
percent have them hooked on to it so
make sure you're still hitting it with
benefits like oh you can get this you
can get this if they have a big purchase
if they have a lot in their basket or
whatever say you can save this much on
your purchase right now you can use
those points that you're going to get
towards other purchases you're really
building points right now and you're
you're you're getting money back and
you're really just actually doing
something good for yourself in the long
end and so you have money that's what
everybody wants to do right so yeah just
be really real about it just let them
know like hey you can do this and then
this and then this and then that and I'm
Matt and a big part is you don't want to
sound like you're begging them that was
never my style personally um it's all
I'm making it sound good and then also
just making it to where people actually
feel like they're doing something big
with saving money especially with women
they just want to feel like oh they won
just so far their purchases oh yeah I
think this much money said hey what else
we can't be mad at me right
yeah so yeah let's keep just keep you
know reinforcing the benefits a man you
can really do this you can do that you
know if I were to you know sign up and
you take some money for your purchase
and you know the holidays are coming up
you can definitely decide that you want
to use your new points towards your
volunteer purchases for gifts that's
easy
knock it out the park boom and if you
don't want to keep the card forever you
don't have to you can use it for the
holiday season and then after that don't
use the card again don't close if that's
bad for your credit oh yeah you can just
cut the card up put it in a drawer and
never use it again wait till expires and
then you're golden can I tell you yeah
so that's another big point it's just to
make sure you hit them with those
benefits fraud protection all that kind
of stuff just I don't know case it's
like secure all that jazz only takes a
minute to sign up it's really to just
kind of make it sound like it's not a
big deal yeah you can just sign up a
little quick and then yeah I can just
see what we can get you for the card and
whatever and then yeah another way of
thinking of the whole keeping with the
benefits and the facts I'm kidding you
but with that information so for example
say that's your significant other you
know you really want to persuade them
into buying a new car a Tesla maybe yeah
Tess is very expensive but you know you
just really want to persuade your
significant other and say hey this is
current this car is smart to get these
are the reasons why would you really get
this car you want to really sell them on
that so say like oh it's got great
mileage it's got a lot of space inside
just good storage as well - it's a lot
of room for the kids inside so if we're
taking trips whatever we've got that
solidified also it's pretty easy you
know her repair is not expensive this is
act like you you really want the person
to get the car and just to keep hitting
I'm like yeah if this is
whatever and as long as they allow in
the actual you know the transaction if
they're binding like I said oh don't
don't don't overdo it with them they're
trying to go home they trying to drink
they sell it or at least don't overdo it
just keep it short and sweet but like I
said they have a bigger purchase you
have time go ahead use that time while
you can
hit them with all those benefits all
that kind of jazz like that's the smarts
that you can do just utilize your time
very wisely yeah at the end of that
transaction let them know hey you could
save this much money before we check out
let me know we can get you started it
only takes two or three minutes to sign
up then you might even just save some
money with our new credit card that I
saw you this time tip number four hit
the dough turn negatives into positives
so if they have some negative things to
say like oh my husband might kill me oh
the APR is too high tell your husband
needs benefits okay because it's gonna
be hot okay cuz you be saving some money
especially for the holiday cakes is
November right now and then also they
have mentioned like the AP ours too high
wish the APR for retail credit cards are
usually a lot higher than you know
regular credit cards but Yap you tell
them like hey you know if you just
decide that you know what we're gonna
pay these cards off right when we spend
the actual money we're gonna send out
the checks and off the money you pay
online right away cool you can also make
sure that you set up automatic payments
they can just go straight to your car so
you never have to worry about the APR
and also lastly you can just make a
little reminder in your phone or likes
an alarm or even just put a note on your
calendar that hasn't
on it be like hey my payments do this
day and then you know just pay it off
that way but if you're responsible with
it which shouldn't be too hard
definitely that's the best way to avoid
the APR things like that so yeah is it
these did not come overnight my old job
like they had training for this kind of
stuff so it did help for sure I kind of
find your loopholes around everything
but definitely if you can just think
about these responses that you get from
new customers like hope hey what do they
actually you know come back at me with
what can I not answer because I don't
know what the answer to just like you're
not gonna think about it and you know
ask from like hey what other people say
about in response to these questions and
these statements that the customers
actually have to repel actually getting
a credit card yes what I'd be able to
find your little loop your loopholes
around all there no statements just
bring them in - yes statements there you
go and then they're sitting there like
they got me what am I supposed to say
now yes I know can I say no I don't know
if I good night now okay tip number five
techno is when the day comes if they
finally decide they want to sign up for
a credit card under your name under your
numbers it's all like Malcolm home okay
so you want to definitely keep the
column tone that you have don't get like
a satellite
oh we happy let's get you yeah whoo I
mean of course you're filling that
inside but she still write paper calm
like oh no this is good basically I'm
not jumping into that agenda beam I'm
not excited right now but she really
have to just keep it professional you
still have to just try and walk people
through the whole process you walk them
through the benefits you want to make
sure to walk them through this finding
everything and putting your information
in things like that so seven over five
make sure your process for applying is
as smooth as possible if there's any
outside factors like so much fun to
bother you while you're trying to do
your transaction you think
I'm sorry get my stats up cuz that's
what you mean
yeah just trying to keep outside factors
stop what you're doing just make sure
that you focus solely on them whatever
questions that they have be right there
to answer answer it right away
it still also become too competent with
what you were answering them on so if
they're feeling antsy about on or my
information you know be put in your
system say something like oh like
information our system doesn't keep your
information so everything that you put
in and go straight to the bank we don't
give anything in our system so
everything is very very secure and then
we also have you to fill on your
information house we don't put any
information of your PIN by ourselves all
right guys this is the surprise and guys
I'm gonna hit you guys with a bonus tip
tip number six so hey if say if you know
you don't get every transaction where
you're gonna get a credit card so say if
you know somebody doesn't want one
they're like maybe not maybe I'll do it
you know some other time whatever but I
don't know how I feel I'll have to go
collect my husband Peter spawns like
that to say okay
understandable you know but I'll send
you home with this pamphlet if you guys
have pamphlets at your store definitely
take a read over it has all the
information so if we do have questions
they are in there or can get our store a
call it's ball two for additional
questions but make sure you keep that
dialogue open with that customer
basically just keep the offer open I
used to say oh hey definitely keep your
mind on it
we'll keep the offer still on the table
so if you come back to the next day come
back in a week say you know what I went
over the pamphlet I thought about it
some more I think I'm gonna do it boom
you know even if you don't get that same
customer it still opens the window for
somebody else to get that customer so
you basically introduce you plant that
c4 you know getting that credit card
soul to that customer and you know I'm
time they come back nothing about it
like you know what credit card nothing
about that credit card you know see
they're gonna ask by other people as
well too so it's just kind of like mmm
it opens that I would say opens that
sword but it opens that door basically
for a credit card to go in and then you
know either way if it's somebody else
from gets that credit for that credit
card your team is still winning your
whole stores I'm just gonna go up
because you're all getting you know more
cards so if that was helpful definitely
let me know I've been at a retail for
like three months
praise God so I'm like I'm a little
rusty but I don't know mostly uh-huh so
I hope that I could remember all my
information and give it to you guys in a
decent manner
I'll see ya definitely like I said
before like comment and share and
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yeah and then also for sure make sure
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seemeth and
okay yeah I'll see y'all next week for
the next video
