hi my people welcome to my spaces
and today's topic um i just thought man
i should just
make it just a few minutes video and
just talk about
people buying rtb houses you know i get
so frustrated
when i hear um do that he just recently
bought an rdp house
to an attorney and there is no
proof that this transaction went to the
deals office
guys the only legal way
that proves that you own a property it
is true entitled it
you know if the attorney that you've
bought the property from it
never gave you any forms to sign to say
that this prop these problems will be
submitted to the this office
you don't own that property i don't care
if you can go and google the that did's
web
to check ownership of the of the f
that you're occupying you'll find that
that property still belongs to the
beneficiary
when it comes to rdp houses there are
certain
steps that the beneficiary has to
undertake
before they can dispose the antibiotics
to a to a new owner
okay one of the things that i'm going to
mention go
tengai and r2p house firstly
the person that occupies the bin i will
call it the beneficiary
should have occupied that property for
the first eight years
so if you are still with six years
beneficiary you're not allowed to sell
that rtb house
so after the eight years then at least
you can
the government allows you actually to
dispose or to sell
that house to anybody that is interested
to take over
the occupation so one of the processes
here that
um that the seller you know or i can
call it the beneficiary
that needs to undertake for that sales
to be legally first
and foremost he needs to consult the
human
settlement because remember look at the
house
they are issued by the housing
department so
for them being the custodian of building
rtb houses
then it's important then that the
beneficiary has to
consult the human settlement to say okay
i'm no longer in need
of this property so i want to dispose it
and there is a person
who is a potential buyer who wants to
take over with occupation
so once the beneficiary then has
consulted the chemistry community the
second
and then they will give them a
permission i think should be in the form
of a document or a letter to say okay we
give you the permission
to just to sell this property to anyone
who is interested
to buy so even when you're occupying or
you have you think that
okay you occupy selling thing you're
occupying a property and you have
bought that property you have paid cash
for that rdp house and you don't have
a title date that specifies what you are
the legal owner
unfortunately my friend you don't own
that property now this is celebrated
by the way this is a gravitaser not a
red one
so so you don't own it so the
only form of legal ownership it is true
that this office whereby the seller
will obviously appoint their transfer
actually and the transfer attorneys will
prepare
papers to register the property to the
new owner
and that will be filed to the this
office and the registrar
of deeds will approve that and then king
you are the legal owner and we have to
tackle it
so this thing off routine now sometimes
i know abandoned you know
i know our people who've lost your
this property the rtb house is 150.
it goes by it that chamber you go loan
or you have
cash you've got your savings and then
you go and buy
you didn't appoint a transfer attorney
this property has not been registered at
this office
and you think that you own it no you
don't own it
it still belongs to the beneficiary if
you can actually even go to the website
of this office
you finally go to the beneficiary still
owns the property so
a technique is the only legal document
that confirms what you own a property
if you don't have that document
then you are illegally occupying that
property so it's something that i
decided okay lord guys
can we just make a video and then make
this thing clear because i when i see a
bundle
being said a lot of mistakes people
people are making mistakes they are
spending money
and they think what is because here's
like the beneficiary has vacated the
property and then you own it and you
only prove online that you have bought
this property it is through a bank
statement
and what i just imagine now you go paid
200 000 for this rtp house
and you never even registered to the dis
office and this beneficiary comes one
day and say
you are legally occupying my property
and then the law enforcement will ask
you say you are occupied you can say
that you are leaving this house
where are the documents that prove that
you own this property no i only have
bank statement i've
only had a receipt that i've paid this
person no it doesn't work like that
this is not how it needs to be done so
even if you're in the process you're
interested to invest
into other houses buying rtb houses and
converting to investment
guys there's no other way you appoint a
transfer attorney
they prepare the documents you pay their
transfer attorneys to prepare the papers
and then they go to the ministers and
check if this person
in terms of municipal recent taxes
is up to date if it's not then those
rates and taxes
needs to be up to date and be cleared
once they've been cleared by the
municipality
then they will transfer attorney will
prepare the
necessary document and submit it to the
disk office that this office
will not transfer a property if the
current owner
their states and taxes are not paid up
they're not cleared
and also guys the municipality must be
involved in this process because
attendance
you buy this property you don't even
know what loan to how much has you owned
to the municipality how much is owing to
rates
kamas pala and then you pay this hundred
and eight fifty or
twenty thousand or thirty thousand i
don't know how much it is now
and then you think that you own it and
then only to find out to go to
the house that you have just bought this
person has never paid any rates
and water to the municipality so the
person is owing maybe hundred and fifty
thousand you've already paid 150 000 for
this thing
guys let's just wake up people it
doesn't work like that in the real world
we need to do things the right way
and the right way it is to you know go
through
the transfer processes that is the
attorney the lawyer that you have
appoint
he needs to draft papers he needs
actually
to put all the information go to the
municipality and check the records
of this person in terms of of rates
is he paying the taxes and so forth and
then once those things have been cleared
then it takes the process to the dis
office and that this office will also go
through that process enable to register
their name
after a certain time the property will
be transferred
and then you will have your legal
document
we need to do things the right way
transfer the only way of transferring it
rdp house it is true it deeps office and
that's it
for you to prove to you to prove that
you owned up the rdp house
it is true a tiger did and that's it
it's not true a court order or a
affidavit you know a tiger
did that's it nothing nothing else
thank you god bless