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all right guys so three expenses I think

we should eliminate by 40. now this list

of expenses is for the middle class

group and that's just because I think

the majority of people want to live an

average good life not everybody wants to

have millions of dollars in their bank

account not everybody wants to fly

private so I think going over this list

for the middle class will be most

applicable right it'll cover the

majority of people now when I say

eliminate this can mean two things one

you can offset the expense with passive

income or you can just eliminate the

expense altogether right pay that

expense off and just never have it after

age 40. all right so let's jump into the

list number one the number one expense

that you should eliminate by age 40 is

your rent slash mortgage I think for the


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